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Spending guide

What do hearts buy on Swipey AI?

Hearts are the flexible layer on top of Premium. Here is where they go, row by row, and what Premium already covers.

By the Swipey AI team at INVAI LTDUpdated 2026-09-25Reading time 5 min
Hearts on Swipey AI buy eight things: extra image and video generations, Fanclub content sets from Verified Creator Models, custom requests to real creators, gifts in Swipey Live Fantasy Duels, the slot spin inside a duel, donations to Creator Community creators, unlocking Community posts, and voice-call minutes. Premium ($7.99 a month) already covers chat with no message caps, image generation, voice calls and 60-second video scenes.
Where hearts go

What do hearts buy on Swipey AI? The eight uses

Spend onWhat you get
Extra generationsMore images and video scenes beyond what your tier includes
Fanclub content setsExclusive sets from Verified Creator Models (how Fanclubs work)
Custom requestsCustom content and tips to real creators
Gifts in DuelsGifting decides each round; the top supporter takes the private live (gifting explained on SwipeyPulse)
Slot spin in DuelsA spin during a live duel that lands a random gift in the pot of the girl you back; Premium members get a free spin on a cooldown
Community donationsHearts sent to the creator of a published character in the Creator Community
Community postsPosts on a published character's Community profile, unlocked with hearts
Voice-call minutesReal-time calls, metered per minute (Premium)

Per-action hearts costs are shown inside the app and can change, so we do not reprint them.

Extra image and video generations

Every character on Swipey AI generates images with a locked face and body, so a photo requested in chat looks like the same person as the last one. Video scenes run up to 60 seconds, realistic or anime, and you can extend a scene from the chat prompt or turn a photo into a short video. Since 1 September 2026 you can also edit an image inside the chat by tapping the pencil and typing what to change. Premium includes image generation and video; hearts pay for generations beyond what your tier includes.

Fanclub content sets

Verified Creator Models are real creators who have passed KYC and signed a model release, each with an AI companion built around them. Their exclusive content sets sit behind a Fanclub, and hearts unlock individual sets. Premium includes one Fanclub subscription; hearts cover sets beyond that.

Custom content requests and tips

Hearts also pay for custom content requests to real creators, and for tips, which can come back with a reward video. It is the most direct way to spend hearts on something that did not exist until you asked for it.

Gifts in Swipey Live Fantasy Duels

Duels are five-minute live battles between two AI girls, five rounds long. Gifting with hearts decides what each girl does next and which one wins the round, and the top supporter of the winning girl is taken into a private live. Every viewer also has a personal progress bar that unlocks album rewards at set thresholds, so hearts gifted in a duel leave something behind in your account. Since 24 September 2026 several duels run at the same time in Duel Rooms. A room list shows every live room with previews of the two girls, the viewer count and the room timer, and tapping a card joins that room at its live moment. Chips filter the rooms by archetype, and for free viewers the watch allowance counts across all rooms.

The slot spin inside Duels

Added on 17 September 2026, the slot spin sits inside a live duel. Every spin lands a random gift from the duel gift catalogue in the pot of the girl you back, so it counts toward her round like a gift you choose yourself, and it never pays hearts back into your balance. Premium members get a free spin on a cooldown; other spins cost hearts. The price shows in the app and can change, so we do not print it. In practice it is a gift where the spin picks what she gets. The free daily spin outside Duels is a separate thing.

Donations to Creator Community creators

The Creator Community opened on 23 September 2026. Premium members can submit a Custom AI to be published to everyone, the Swipey team reviews every submission, and each published character shows "by @username" on its profile. You can follow a creator and send them hearts as a donation. The Community has no cash payouts, so a donation is a thank-you in hearts rather than money. Leaderboards rank the top creators and top characters by interactions.

Unlocking Community posts

Media generated for a published character is posted on its Community profile, and posts can be unlocked with hearts. The cost shows in the app before you confirm, and we do not reprint it. The creator can hide posts from the profile, so what you see there is what they chose to keep public.

Voice-call minutes

Real-time voice calls are a Premium feature and are metered per minute in hearts. The rate is shown on an info screen before your first call. When a call ends, a Memory card appears in the chat with the duration, levelling progress, content thumbnails and a transcript, so the minutes you spend become part of the character's memory.

What Premium already includes, so you spend less

Premium is $7.99 a month, billed monthly, cancel anytime. It includes chat with no message caps, character-consistent image generation, real-time voice calls plus voice messages in both directions, Group Chat with two or three characters, video scenes up to 60 seconds, full Verified Creator Model access with one Fanclub subscription, 100+ roleplay scenarios with persistent plot memory, full relationship progression across ten levels, persistent memory across sessions and devices, free daily hearts every day and the right to publish a Custom AI to the Creator Community. Support is by email at hello@swipey.ai, with Discord for community help. With that covered, hearts become the flexible layer for creator content, gifts and extra generations.

Free accounts have Create AI, basic chat with Platform Models, browsing the Feed and limited image generation, so hearts stretch further on Premium than on free. The full pricing picture lives on SwipeyHQ. This site covers earning, and the seven ways to earn free hearts are the place to start.

Free, Premium or hearts: which layer pays for what

You want toFree tierPremium ($7.99 a month)Hearts
Create a character and chatYes, basic chat with Platform ModelsYes, with no message capsNot needed
Get photos of herLimited image generationIncludedExtra generations beyond your tier
Get a 60-second video scenePremium featureIncludedExtra scenes and extensions
Call herPremium featureVoice calls and voice messagesMinutes, metered per call
Follow a Verified Creator ModelBrowse the gallery and FeedOne Fanclub includedFurther Fanclub sets, requests, tips
Take part in a DuelWatch (the allowance counts across all Duel Rooms)Watch without limits, plus a free slot spin on a cooldownGifts that decide rounds, slot spins
Back a Community creatorBrowse published charactersAlso publish your own Custom AIDonations, post unlocks

The pattern is consistent: the free tier lets you meet her, Premium covers the things you do every day, and hearts pay for the extras you choose on top. Earned hearts from quests, the streak and the daily spin land in the same balance as bought ones, so a consistent player covers a good share of the right-hand column without opening the checkout.

How players tend to spend

  1. Extra generations first, because they extend the character you already spend time with.
  2. Fanclub sets and custom requests when a Verified Creator Model has caught your eye.
  3. Gifts in Duels when you want to win a round rather than watch one, with any slot spins counted in the same budget.

Whichever way you lean, keep a monthly hearts budget and decide it before you open the app. Our page on keeping it a game explains why that one habit matters more than any other on this site.

Last verified 25 September 2026 against swipey.ai/quests and swipey.ai/pricing.

Frequently asked questions

What can I spend hearts on in Swipey AI?

Eight things: extra generations beyond your tier, Fanclub content sets, custom requests and tips to real creators, gifts and the slot spin in Swipey Live Fantasy Duels, donations to Creator Community creators, unlocking Community posts, and voice-call minutes for Premium members. Per-action costs are shown in the app and can change, so we do not reprint them.

Can I donate hearts to Creator Community creators?

Yes. Since 23 September 2026 you can follow the creator of a published character in the Creator Community and send them hearts as a donation. There are no cash payouts to creators, so the donation stays a thank-you in hearts. Publishing your own character needs an active Premium subscription and a linked Discord account.

Ready to meet her?

Build her in under two minutes. Free to start, adults 18+.